/* AG1 Capital | estilos compartilhados (hub, Pay, Corretora) */
:root{
  --verde:#1D402C;
  --verde-noite:#11271A;
  --verde-claro:#2B5A3F;
  --dourado:#B18741;
  --dourado-claro:#D6BA82;
  --prata:#9CA3AA;
  --papel:#F4F6F3;
  --branco:#FFFFFF;
  --tinta:#18221D;
  --tinta-suave:#4A5750;
  --linha:#D9DFDA;
  --serif:Georgia,"Times New Roman",serif;
  --sans:"Montserrat",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --max:1200px;
  --gutter:clamp(20px,5vw,56px);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:140px}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--tinta);background:var(--branco);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.12;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.6vw,4.6rem)}
h2{font-size:clamp(1.9rem,3.6vw,3rem)}
h3{font-size:1.35rem;line-height:1.25}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.skip{position:absolute;left:-999px;top:0;background:var(--dourado);color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--dourado);outline-offset:3px}

/* Botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--sans);font-weight:600;font-size:.95rem;padding:15px 26px;border-radius:4px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn-ouro{background:var(--dourado);color:#fff}
.btn-ouro:hover{background:#9A7436}
.btn-linha{border-color:currentColor;background:transparent}
.btn-linha:hover{background:rgba(255,255,255,.08)}
.btn-verde{background:var(--verde);color:#fff}
.btn-verde:hover{background:var(--verde-noite)}

/* Cabeçalho */
.topo{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--linha)}
.topo .wrap{display:flex;align-items:center;justify-content:space-between;height:94px;gap:24px}
.topo .logo img{height:70px;width:auto}
.menu{display:flex;align-items:center;gap:30px}
.menu a{text-decoration:none;font-size:.92rem;font-weight:500;color:var(--tinta)}
.menu a:hover,.menu a[aria-current="page"]{color:var(--dourado)}
.menu .btn{color:#fff;padding:11px 20px}
.menu .btn:hover{color:#fff}
.menu-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-toggle span{display:block;width:26px;height:2px;background:var(--verde);margin:6px 0;transition:transform .2s,opacity .2s}
@media (max-width:900px){
  .menu-toggle{display:block}
  .menu{position:fixed;inset:130px 0 auto 0;background:#fff;flex-direction:column;align-items:flex-start;padding:24px var(--gutter) 32px;gap:20px;border-bottom:1px solid var(--linha);transform:translateY(-120%);transition:transform .25s;visibility:hidden}
  .menu.aberto{transform:none;visibility:visible}
  .menu a{font-size:1.05rem}
  .menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
  .menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
  .menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
}

/* Hero escuro com a haste dourada */
.hero{position:relative;background:var(--verde);color:#fff;overflow:hidden}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center;min-height:min(78vh,720px);padding-top:72px;padding-bottom:88px}
.hero h1{max-width:13ch;margin-bottom:.4em}
.hero .lead{font-size:clamp(1.05rem,1.6vw,1.25rem);max-width:46ch;color:rgba(255,255,255,.82);margin-bottom:2em}
.acoes{display:flex;flex-wrap:wrap;gap:14px}
.haste{justify-self:center;height:min(560px,62vh);width:auto;color:var(--dourado)}
.haste path{fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.haste .caule{stroke-dasharray:1;stroke-dashoffset:1;animation:crescer 2.4s .2s cubic-bezier(.4,0,.2,1) forwards}
.haste .folha{stroke-dasharray:1;stroke-dashoffset:1;animation:crescer 1.2s forwards}
.haste .folha:nth-of-type(2){animation-delay:1.0s}.haste .folha:nth-of-type(3){animation-delay:1.2s}
.haste .folha:nth-of-type(4){animation-delay:1.4s}.haste .folha:nth-of-type(5){animation-delay:1.6s}
.haste .folha:nth-of-type(6){animation-delay:1.8s}.haste .folha:nth-of-type(7){animation-delay:2.0s}
.haste .solo{stroke:rgba(255,255,255,.25)}
@keyframes crescer{to{stroke-dashoffset:0}}
@media (prefers-reduced-motion:reduce){.haste .caule,.haste .folha{animation:none;stroke-dashoffset:0}html{scroll-behavior:auto}}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;min-height:auto;padding-top:56px;padding-bottom:64px}.haste{display:none}}

/* Seções */
.secao{padding:clamp(72px,10vw,128px) 0}
.secao-papel{background:var(--papel)}
.secao-noite{background:var(--verde-noite);color:#fff}
.intro{max-width:720px;margin-bottom:56px}
.intro p{color:var(--tinta-suave);font-size:1.08rem}
.secao-noite .intro p{color:rgba(255,255,255,.75)}

/* Seletor de perfil (abas) */
.abas{display:flex;gap:4px;border-bottom:1px solid var(--linha);margin-bottom:40px}
.aba{font-family:var(--sans);font-size:1.05rem;font-weight:600;background:none;border:0;padding:16px 4px;margin-right:28px;color:var(--tinta-suave);cursor:pointer;border-bottom:3px solid transparent;margin-bottom:-1px}
.aba[aria-selected="true"]{color:var(--verde);border-bottom-color:var(--dourado)}
.painel[hidden]{display:none}
.lista-produtos{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--linha)}
.lista-produtos a{display:flex;flex-direction:column;gap:6px;padding:28px 28px 28px 0;border-bottom:1px solid var(--linha);text-decoration:none}
.lista-produtos a:hover h3{color:var(--dourado)}
.lista-produtos h3{font-size:1.25rem;margin:0;transition:color .2s}
.lista-produtos p{margin:0;color:var(--tinta-suave);font-size:.95rem}
.lista-produtos .marca-tag{font-size:.8rem;font-weight:600;color:var(--dourado)}
@media (max-width:900px){.lista-produtos{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.lista-produtos{grid-template-columns:1fr}}

/* Duas portas */
.portas{display:grid;grid-template-columns:1fr 1fr;min-height:560px}
.porta{position:relative;padding:clamp(40px,6vw,80px);display:flex;flex-direction:column;justify-content:space-between;gap:32px;text-decoration:none;overflow:hidden}
.porta-pay{background:var(--verde);color:#fff}
.porta-seg{background:var(--papel);color:var(--tinta)}
.porta .logo-porta{height:74px;width:auto;align-self:flex-start}
.porta h2{max-width:14ch}
.porta p{max-width:40ch;opacity:.85}
.porta .maq{width:100%;max-width:560px;margin-top:8px;align-self:center;transition:transform .5s}
.porta:hover .maq{transform:translateY(-8px)}
.porta .ir{font-weight:600;border-bottom:1.5px solid var(--dourado);align-self:flex-start;padding-bottom:4px}
.porta-pay,.porta-seg{justify-content:flex-start}
@media (max-width:900px){.portas{grid-template-columns:1fr}}

/* Faixa SBA */
.faixa-sba .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:end}
.faixa-sba h2{font-size:clamp(2rem,4vw,3.4rem);margin:0}
.faixa-sba p{color:rgba(255,255,255,.78);font-size:1.1rem;margin:0}
.faixa-sba .wrap-fio{display:block}
.faixa-sba .fio{height:1px;background:linear-gradient(90deg,var(--dourado),transparent);margin-top:56px}
@media (max-width:900px){.faixa-sba .wrap{grid-template-columns:1fr;gap:28px}}

/* Manifesto */
.manifesto .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px}
.equacao{font-family:var(--serif);font-size:clamp(2.4rem,5vw,4.2rem);line-height:1.1;color:var(--verde)}
.equacao span{display:block}
.equacao .soma{color:var(--dourado)}
.manifesto .texto p{font-family:var(--serif);font-size:1.22rem;line-height:1.75;color:var(--tinta)}
.assinatura{font-family:var(--sans)!important;font-size:.95rem!important;color:var(--dourado)!important;font-weight:600;margin-top:24px}
@media (max-width:900px){.manifesto .wrap{grid-template-columns:1fr;gap:32px}}

/* Diferenciais */
.tres{display:grid;grid-template-columns:repeat(3,1fr);gap:48px}
.tres > div{border-top:2px solid var(--dourado);padding-top:24px}
.tres p{color:var(--tinta-suave);margin:0}
.secao-noite .tres p{color:rgba(255,255,255,.75)}
@media (max-width:800px){.tres{grid-template-columns:1fr;gap:36px}}

/* Passos (sequência real) */
.passos{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:48px;counter-reset:passo}
.passos li{counter-increment:passo}
.passos li::before{content:counter(passo);display:block;font-family:var(--serif);font-size:3.2rem;line-height:1;color:var(--dourado);margin-bottom:16px}
.passos p{color:var(--tinta-suave);margin:0}
@media (max-width:800px){.passos{grid-template-columns:1fr;gap:32px}}

/* Formulários */
.bloco-form{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}
.form{background:#fff;padding:clamp(28px,4vw,48px);border:1px solid var(--linha);border-radius:6px}
.secao-noite .form{color:var(--tinta)}
.campo{display:flex;flex-direction:column;gap:6px;margin-bottom:18px}
.campo label{font-size:.88rem;font-weight:600;color:var(--tinta)}
.campo input,.campo select,.campo textarea{font:inherit;font-size:1rem;padding:13px 14px;border:1.5px solid var(--linha);border-radius:4px;background:#fff;color:var(--tinta);width:100%}
.campo input:focus,.campo select:focus,.campo textarea:focus{border-color:var(--verde);outline:none;box-shadow:0 0 0 3px rgba(29,64,44,.15)}
.campo textarea{min-height:110px;resize:vertical}
.linha-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.aceite{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--tinta-suave);margin:8px 0 22px}
.aceite input{margin-top:4px;accent-color:var(--verde)}
.hp{position:absolute;left:-9999px}
.aviso{padding:14px 16px;border-radius:4px;font-size:.95rem;margin-top:16px}
.aviso.ok{background:#E6F0E9;color:var(--verde)}
.aviso.erro{background:#FBEAEA;color:#8A1F1F}
.form .btn{width:100%}
.etapas-indicador{display:flex;gap:8px;margin-bottom:24px}
.etapas-indicador span{flex:1;height:4px;background:var(--linha);border-radius:2px}
.etapas-indicador span.ativa{background:var(--dourado)}
.etapa[hidden]{display:none}
.etapa-nav{display:flex;gap:12px}
.etapa-nav .btn{flex:1}
.btn-voltar{background:transparent;color:var(--verde);border-color:var(--linha)}
@media (max-width:900px){.bloco-form{grid-template-columns:1fr;gap:40px}}
@media (max-width:520px){.linha-2{grid-template-columns:1fr;gap:0}}

/* FAQ */
.faq details{border-bottom:1px solid var(--linha);padding:22px 0}
.faq summary{font-family:var(--serif);font-size:1.25rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:24px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--sans);color:var(--dourado);font-size:1.5rem;line-height:1;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin:14px 0 0;color:var(--tinta-suave);max-width:70ch}

/* Rodapé */
.rodape{background:var(--verde-noite);color:rgba(255,255,255,.75);padding:72px 0 32px;font-size:.92rem}
.rodape .grade{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:56px}
.rodape img{height:64px;width:auto;margin-bottom:18px}
.rodape h4{font-family:var(--sans);color:#fff;font-size:.95rem;font-weight:600;margin:0 0 14px}
.rodape ul{list-style:none;padding:0;margin:0}
.rodape li{margin-bottom:8px}
.rodape a{text-decoration:none}
.rodape a:hover{color:var(--dourado-claro)}
.rodape .legal{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.82rem;color:rgba(255,255,255,.55)}
.rodape .assinatura-inst{font-family:var(--serif);font-size:1.1rem;color:var(--dourado-claro)}
@media (max-width:900px){.rodape .grade{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.rodape .grade{grid-template-columns:1fr}}

/* WhatsApp e cookies */
.whats{position:fixed;right:20px;bottom:20px;z-index:60;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 6px 20px rgba(0,0,0,.2)}
.whats svg{width:30px;height:30px;fill:#fff}
.cookies{position:fixed;left:20px;right:20px;bottom:20px;z-index:70;max-width:560px;background:var(--verde-noite);color:#fff;padding:20px 22px;border-radius:6px;font-size:.88rem;display:flex;gap:16px;align-items:center;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.cookies[hidden]{display:none}
.cookies a{color:var(--dourado-claro)}
.cookies .btn{padding:10px 18px;flex-shrink:0}
@media (max-width:560px){.cookies{flex-direction:column;align-items:flex-start;right:20px;bottom:20px}}

/* Pay */
.hero-pay .wrap{grid-template-columns:1fr 1fr}
.hero-pay h1{max-width:15ch;font-size:clamp(2.3rem,5vw,4.1rem)}
.hero-pay .maq-hero{width:100%;max-width:620px;justify-self:end}
@media (max-width:900px){.hero-pay .wrap{grid-template-columns:1fr}.hero-pay .maq-hero{justify-self:center}}
.formas{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--linha);border-left:1px solid var(--linha)}
.formas div{padding:28px 22px;border-right:1px solid var(--linha);border-bottom:1px solid var(--linha)}
.formas svg{width:32px;height:32px;stroke:var(--dourado);fill:none;stroke-width:1.6;margin-bottom:18px}
.formas h3{font-size:1.15rem;margin-bottom:.35em}
.formas p{font-size:.92rem;color:var(--tinta-suave);margin:0}
@media (max-width:1000px){.formas{grid-template-columns:repeat(3,1fr)}}
@media (max-width:620px){.formas{grid-template-columns:1fr 1fr}}
.segmentos{display:flex;flex-wrap:wrap;gap:12px}
.segmentos span{border:1px solid rgba(255,255,255,.25);padding:12px 20px;border-radius:40px;font-weight:500}
.destaque-taxa{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}
@media (max-width:900px){.destaque-taxa{grid-template-columns:1fr}}

/* Corretora */
.hero-seg{background:var(--papel);color:var(--tinta)}
.hero-seg .lead{color:var(--tinta-suave)}
.hero-seg .btn-linha{color:var(--verde)}
.hero-seg .btn-linha:hover{background:rgba(29,64,44,.06)}
.logo-hero{width:min(360px,100%);justify-self:end}
@media (max-width:900px){.logo-hero{display:none}}
.catalogo{display:grid;grid-template-columns:repeat(4,1fr);gap:40px}
.catalogo h3{font-size:1.4rem;padding-bottom:14px;border-bottom:2px solid var(--dourado);margin-bottom:6px}
.catalogo ul{list-style:none;padding:0;margin:0}
.catalogo li{border-bottom:1px solid var(--linha)}
.catalogo button{width:100%;display:flex;justify-content:space-between;align-items:center;gap:12px;background:none;border:0;padding:15px 0;font:inherit;font-size:1rem;color:var(--tinta);cursor:pointer;text-align:left}
.catalogo button small{font-size:.8rem;font-weight:600;color:var(--dourado);opacity:0;transition:opacity .2s}
.catalogo button:hover small,.catalogo button:focus-visible small{opacity:1}
.catalogo button:hover{color:var(--verde)}
@media (max-width:1000px){.catalogo{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.catalogo{grid-template-columns:1fr}.catalogo button small{opacity:1}}
.susep{display:inline-block;margin-top:28px;font-size:.9rem;color:var(--tinta-suave);border-left:3px solid var(--dourado);padding-left:14px}

/* Páginas de texto */
.texto-legal{max-width:760px}
.texto-legal h2{font-size:1.6rem;margin-top:1.6em}
.texto-legal p,.texto-legal li{color:var(--tinta-suave)}

/* Casa financeira */
.frentes{border-top:1px solid var(--linha)}
.frente{display:grid;grid-template-columns:.8fr 1.6fr .8fr;gap:32px;align-items:baseline;padding:28px 0;border-bottom:1px solid var(--linha)}
.frente h3{font-size:1.55rem;margin:0;color:var(--verde)}
.frente p{margin:0;color:var(--tinta-suave)}
.frente a{justify-self:end;font-weight:600;font-size:.92rem;text-decoration:none;border-bottom:1.5px solid var(--dourado);padding-bottom:3px;color:var(--verde)}
.frente a:hover{color:var(--dourado)}
@media (max-width:800px){.frente{grid-template-columns:1fr;gap:10px}.frente a{justify-self:start}}

/* Porta da Corretora: ícones dos seguros */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:auto;max-width:560px;width:100%;align-self:center}
.tile{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;aspect-ratio:1/0.82;background:#fff;border:1px solid var(--linha);border-radius:6px;font-weight:600;font-size:.95rem;color:var(--verde);transition:transform .35s,border-color .35s}
.tile svg{width:40px;height:40px;fill:none;stroke:var(--dourado);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.porta-seg:hover .tile{border-color:var(--dourado)}
.porta-seg:hover .tile:nth-child(odd){transform:translateY(-4px)}
@media (max-width:420px){.tiles{gap:10px}.tile{font-size:.82rem}.tile svg{width:32px;height:32px}}

/* Dropdown Empresas AG1 */
.drop{position:relative}
.drop-btn{appearance:none;-webkit-appearance:none;display:flex;align-items:center;gap:8px;background:none;border:0;padding:0;font:inherit;font-size:.92rem;font-weight:500;color:var(--tinta);cursor:pointer}
.drop-btn svg{width:12px;height:8px;fill:none;stroke:currentColor;stroke-width:1.6;transition:transform .2s}
.drop-btn[aria-expanded="true"] svg{transform:rotate(180deg)}
.drop-btn:hover,.drop-btn[data-atual]{color:var(--dourado)}
.drop-menu{position:absolute;top:calc(100% + 22px);left:50%;transform:translateX(-50%);min-width:270px;background:#fff;border:1px solid var(--linha);border-top:3px solid var(--dourado);border-radius:0 0 6px 6px;box-shadow:0 18px 40px rgba(17,39,26,.14);padding:10px 0;z-index:80}
.drop-menu a{display:block;padding:11px 22px;font-size:.95rem}
.drop-menu a:hover,.drop-menu a[aria-current="page"]{background:var(--papel);color:var(--verde)}
.drop-menu{display:none}
.drop.aberta .drop-menu{display:block}
@media (min-width:901px) and (hover:hover){.drop:hover .drop-menu,.drop:focus-within .drop-menu{display:block}.drop::after{content:"";position:absolute;left:0;right:0;top:100%;height:24px}}
@media (max-width:900px){
  .drop{width:100%}
  .drop-btn{font-size:1.05rem}
  .drop-menu{position:static;transform:none;box-shadow:none;border:0;border-left:2px solid var(--dourado);border-radius:0;margin-top:12px;padding:0;min-width:0}
  .drop-menu a{padding:9px 16px}
  .menu{max-height:calc(100vh - 130px);overflow-y:auto}
}

/* Nota legal */
.nota-legal{font-size:.82rem;color:var(--tinta-suave);margin-top:28px;max-width:80ch}

/* PEGA */
.selo-pega{display:inline-block;font-size:.85rem;font-weight:600;color:var(--dourado-claro);border:1px solid rgba(214,186,130,.45);padding:7px 14px;border-radius:40px;margin-bottom:24px}
.marca-pega{justify-self:center;text-align:center;color:#fff}
.marca-pega span{display:block;font-family:var(--serif);font-size:clamp(5rem,11vw,9rem);line-height:.9;letter-spacing:.04em;color:var(--dourado)}
.marca-pega small{display:block;margin-top:18px;font-size:.95rem;letter-spacing:.06em;color:rgba(255,255,255,.75)}
@media (max-width:900px){.marca-pega{display:none}}
.temas{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--linha)}
.temas div{padding:30px 28px 30px 0;border-bottom:1px solid var(--linha)}
.temas h3{color:var(--verde)}
.temas p{margin:0;color:var(--tinta-suave)}
@media (max-width:900px){.temas{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.temas{grid-template-columns:1fr}}
.faixa-pega{display:grid;grid-template-columns:1.3fr .7fr;gap:56px;align-items:end}
.faixa-pega p{color:var(--tinta-suave)}
@media (max-width:900px){.faixa-pega{grid-template-columns:1fr;gap:28px}}
.lista-produtos.cols-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.lista-produtos.cols-4{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.lista-produtos.cols-4{grid-template-columns:1fr}}

/* Grade das empresas AG1 */
.grade-empresas{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.cartao-empresa{display:flex;flex-direction:column;gap:14px;padding:30px 26px;background:#fff;border:1px solid var(--linha);border-radius:6px;text-decoration:none;transition:border-color .25s,transform .25s,box-shadow .25s}
.cartao-empresa img{height:72px;width:auto;align-self:flex-start}
.cartao-empresa p{margin:0;color:var(--tinta-suave);font-size:.95rem;flex:1}
.cartao-empresa span{font-weight:600;font-size:.9rem;color:var(--verde);border-bottom:1.5px solid var(--dourado);align-self:flex-start;padding-bottom:3px}
.cartao-empresa:hover{border-color:var(--dourado);transform:translateY(-4px);box-shadow:0 14px 30px rgba(17,39,26,.08)}
.cartao-cta{background:var(--verde);border-color:var(--verde);color:#fff}
.cartao-cta h3{color:#fff;margin:0;font-size:1.4rem}
.cartao-cta p{color:rgba(255,255,255,.78)}
.cartao-cta span{color:#fff}
@media (max-width:1000px){.grade-empresas{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.grade-empresas{grid-template-columns:1fr}}

/* Soluções Financeiras para o Agro: apresentação, pilares e parcerias */
.titulo-capital{margin-bottom:40px}
.apresenta{display:grid;grid-template-columns:1.15fr .85fr;column-gap:72px;row-gap:8px;align-items:start;margin-bottom:56px}
.apresenta-texto{grid-column:1;grid-row:1}
.apresenta .pilares{grid-column:2;grid-row:1 / span 2}
.apresenta .fecho{grid-column:1;grid-row:2}
.chamada{font-family:var(--serif);font-size:clamp(1.45rem,2.3vw,1.95rem);line-height:1.3;color:var(--verde);margin-bottom:.9em}
.apresenta-texto p:not(.chamada),.fecho{color:var(--tinta-suave);font-size:1.06rem;max-width:62ch}
.fecho{margin:0}
.pilares{list-style:none;margin:0;padding:0;border-top:2px solid var(--dourado)}
.pilares li{font-family:var(--serif);font-size:1.28rem;line-height:1.35;color:var(--tinta);padding:20px 0;border-bottom:1px solid var(--linha)}
.parcerias{display:flex;align-items:center;justify-content:space-between;gap:40px;background:#fff;border:1px solid var(--linha);border-radius:6px;padding:30px 40px;margin-bottom:64px}
.parcerias h3{margin:0;font-size:1.45rem;color:var(--verde)}
.parcerias-logos{display:flex;align-items:center;gap:64px}
.parcerias-logos img{height:92px;width:auto}
@media (max-width:900px){
  .apresenta{grid-template-columns:1fr;row-gap:28px}
  .apresenta-texto,.apresenta .pilares,.apresenta .fecho{grid-column:1;grid-row:auto}
  .parcerias{flex-direction:column;align-items:flex-start;gap:24px;padding:26px 24px}
  .parcerias-logos{gap:40px}
  .parcerias-logos img{height:72px}
}

h2.chamada{font-size:clamp(1.7rem,2.9vw,2.4rem);line-height:1.22;letter-spacing:-.01em}

/* Lista de 09/11: grade de empresas, formas do Pay e localização */
.grade-empresas .cartao-cta{grid-column:span 3}
@media (max-width:1000px){.grade-empresas .cartao-cta{grid-column:auto}}
.rodape .local-inst{font-size:.88rem;color:rgba(255,255,255,.7);margin:-6px 0 0}
.local-contato{font-weight:600;color:var(--verde)}

/* Documento 13/11: barra do topo */
.barra-topo{background:var(--verde-noite);color:rgba(255,255,255,.78);font-size:.8rem}
.topo .barra-topo .wrap{height:36px;gap:16px}
.barra-links{display:flex;align-items:center;gap:22px;margin-left:auto}
.barra-links a{text-decoration:none;color:#fff;font-weight:500}
.barra-links a:hover,.barra-links a[aria-current="page"]{color:var(--dourado-claro)}
.barra-links .barra-parceiro{color:var(--dourado-claro);font-weight:600}
@media (max-width:760px){.barra-local{display:none}.barra-links{margin:0 auto}}

/* Corretora: o que você quer proteger */
.hero-corretora{background:#E7EEE7}
.secao-protecao{background:#FBF8F2;padding-top:72px;padding-bottom:72px}
.secao-protecao h2{margin-bottom:32px}
.protecao{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.protecao a{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--linha);border-radius:8px;padding:26px 24px 20px;text-decoration:none;transition:border-color .2s,transform .2s,box-shadow .2s}
.protecao a:hover{border-color:var(--dourado);transform:translateY(-3px);box-shadow:0 12px 26px rgba(17,39,26,.08)}
.protecao svg{width:42px;height:42px;fill:none;stroke:var(--dourado);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;margin-bottom:8px}
.protecao h3{margin:0;font-size:1.3rem}
.protecao p{margin:0;color:var(--tinta-suave);font-size:.92rem;flex:1}
.protecao .seta{align-self:flex-end;color:var(--dourado);font-size:1.3rem;line-height:1}
@media (max-width:1000px){.protecao{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.protecao{grid-template-columns:1fr}}
.catalogo button .chev{width:9px;height:15px;flex-shrink:0;fill:none;stroke:var(--dourado);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.catalogo > div{scroll-margin-top:150px}

/* Consórcio: consulta e quitação */
.nota-consulta{margin:28px 0 0;font-weight:600}
.nota-consulta a{color:var(--verde);text-decoration:none;border-bottom:1.5px solid var(--dourado);padding-bottom:3px}
.destaque-quitacao{display:grid;grid-template-columns:1.5fr .7fr;gap:40px;align-items:center;margin-top:48px;background:var(--verde);color:#fff;border-radius:8px;padding:clamp(28px,4vw,48px)}
.destaque-quitacao h3{color:#fff;font-size:1.6rem;margin-bottom:.4em}
.destaque-quitacao p{margin:0;color:rgba(255,255,255,.8)}
.destaque-quitacao a{justify-self:end;color:var(--dourado-claro);font-weight:600;text-decoration:none;border-bottom:1.5px solid var(--dourado);padding-bottom:4px}
@media (max-width:800px){.destaque-quitacao{grid-template-columns:1fr;gap:20px}.destaque-quitacao a{justify-self:start}}

/* Afiliado: cartão white label */
.cartao-wl{justify-self:end;width:min(400px,100%);aspect-ratio:1.586;border-radius:18px;padding:28px 30px;display:grid;grid-template-rows:auto 1fr auto auto;background:radial-gradient(120% 140% at 100% 0%,#3A6B4E 0%,#1D402C 45%,#11271A 100%);box-shadow:0 30px 60px rgba(0,0,0,.35),inset 0 0 0 1px rgba(255,255,255,.08);color:#fff;transform:rotate(-4deg)}
.wl-marca{font-weight:600;letter-spacing:.28em;font-size:.82rem;color:var(--dourado-claro)}
.wl-chip{align-self:center;width:48px;height:36px;border-radius:7px;background:linear-gradient(135deg,#E2C994,#B18741)}
.wl-num{letter-spacing:.18em;font-size:1.05rem;opacity:.9}
.wl-rodape{font-size:.75rem;opacity:.7;margin-top:6px}
@media (max-width:900px){.cartao-wl{display:none}}

/* Parcerias Estratégicas: grade de logos em fundo branco */
.parcerias{display:block;background:#fff}
.parcerias h3{margin:0 0 28px}
.parcerias-logos{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.parceiro{display:flex;align-items:center;justify-content:center;height:112px;padding:18px 20px;background:#fff;border:1px solid var(--linha);border-radius:6px}
.parcerias-logos img{width:auto;height:auto;max-width:100%;max-height:68px;object-fit:contain}
@media (max-width:900px){.parcerias-logos{grid-template-columns:repeat(3,1fr)}.parcerias-logos img{height:auto}}
@media (max-width:520px){.parcerias-logos{grid-template-columns:repeat(2,1fr)}.parceiro{height:96px}.parcerias-logos img{max-height:56px}}